Commercial Insurance
Is Your Commercial Property Underprotected?
Say something unexpected happened to your office building, shopping center, warehouse or machine shop, would your current insurance policy provide the coverage you need to restore or replace what you’d lost? Let’s take a look at additional/extended coverages to better protect your building and personal property.
Additional and Extended Coverages
- Lock replacement
- Fire extinguisher recharge
- Money and securities
- Business income and extra expense
- Business income and extra expense – newly acquired property
- Property in transit
- Accounts receivable
- Data processing
- Security breach and identity services
- Off-site data processing
- Off-premises services – direct damage
- Fine arts
- Employee theft
- Forgery or alteration
- Interruption of computer operations
- Peak season
Increased Coverage Limits
- Debris removal
- Ordinance or law
- Electronic data
- newly acquired or constructed property
- Valuable papers and records
- Added coverage perils for fences
- Fire department service charge
- Pollutant cleanup and removal
- Personal effects and property of others
- Signs – attached to buildings
It’s often hard to understand the value of extended insurance coverage until one experiences loss for themselves. At Home Run Insurance, we don’t want you to learn the hard way. Please contact our licensed Home Run Insurance agents, Suzanne Meyer or Kasey Moeding or give us a call at 605.353.1274 to get a quote for commercial insurance today!